10 Cash Back Apps You Need to Save Big in 2025

Let’s get one thing straight—if you’re not using cash back apps in 2025, you’re leaving money on the table. Period.

Whether you’re grabbing groceries, filling your gas tank, ordering from your favorite online store, or booking travel, there’s probably a cash-back app that can quietly give you a little (or a lot!) of money back on your everyday purchases. And guess what? It’s not a scam or a gimmick. It’s just smart shopping in the digital age.

If you like the idea of getting paid just for buying things you already planned on buying, keep reading. Here’s a list of 10 must-have cashback apps in 2025—plus tips on how to stack and maximize your rewards like a pro.

1. Rakuten (formerly Ebates)

Best for: Online shopping lovers

Rakuten has been a cashback favorite for years, and in 2025, it’s still a heavy hitter.

Why it’s awesome:

• Over 3,500+ retailers (think Walmart, Macy’s, Target, Sephora, and more)
• Regular bonus cashback events (like 10% or more during sales)
• They’ll even send you a real check or PayPal payment every quarter

Just add the browser extension or shop through the app, and you’ll automatically earn cashback on your online orders.

Pro Tip: Combine Rakuten with a rewards credit card to double up the perks!

2. Ibotta

Best for: Grocery shopping, both in-store and online

Ibotta started out as a grocery rebate app, but it’s grown into so much more.

Why you’ll love it:

• Cash back on grocery essentials, household items, alcohol, and even restaurants
• Works at major stores like Kroger, Walmart, Costco, Aldi, and more
• Earn from both receipts and linked loyalty accounts
• Some offers give $5 or more just for buying one item!

Ibotta also lets you transfer cash to your PayPal or bank account, or redeem for gift cards.

3. Fetch Rewards

Best for: People who hate complicated apps

Fetch Rewards is ridiculously easy to use. All you do is snap a picture of your receipts, and boom, points.

Here’s the deal:

• Get points for ANY receipt (grocery, retail, restaurants, gas, etc.)
• Points can be exchanged for gift cards (Amazon, Target, Starbucks, etc.)
• Special bonus offers on select brands for extra points

You don’t have to shop at specific stores or activate offers—just scan and earn.

Pro Tip: Stack Fetch with Ibotta by scanning the same receipt on both apps.

4. Upside (formerly GetUpside)

Best for: Gas, groceries, and dining on the go

With gas prices doing their rollercoaster thing, Upside is a favorite for drivers.

Why it’s useful:

• Cash back at gas stations, restaurants, and even some grocery stores
• Real-time map shows the best cashback deals near you
• Earnings add up fast, especially if you commute regularly

You can cash out to PayPal, your bank, or digital gift cards.

Pro Tip: Some users earn up to $0.25 per gallon at gas stations!

5. TopCashback

Best for: Serious online deal hunters

TopCashback lives up to its name. It often offers higher percentages than Rakuten—but it’s lesser known, so fewer people are using it.

Why it’s a gem:

• Claims to offer 100% of the commission back to the shopper (no cuts taken)
• Has exclusive high-percentage offers at major retailers
• Payout via PayPal, bank transfer, or gift cards (with bonuses!)

If you’re shopping online regularly, compare TopCashback and Rakuten before you buy—one may offer more for the same purchase.

6. Dosh

Best for: Set-it-and-forget-it savings

Dosh is perfect if you hate scanning receipts or activating offers.

Why it’s different:

• Link your debit or credit card once—and that’s it
• When you shop or dine at participating businesses, Dosh automatically gives you cash back
• Works both online and in-store at select places

It’s seamless and easy to use, and they pay out via bank or PayPal once you hit $15.

Pro Tip: Dosh often works with local businesses, so it’s great for supporting your neighborhood while still saving.

7. RetailMeNot

Best for: Coupon stacking + cashback combos

RetailMeNot is famous for coupons, but don’t sleep on their Cash Back Day promos and app-exclusive deals.

How it helps:

• Use the app to find coupon codes and cash back on purchases
• Great for seasonal shopping (like Black Friday and Cyber Monday)
• Often features time-limited bonus cash back offers for big brands

It’s especially great for spontaneous purchases—open the app before checkout and see if there’s a better deal.

8. Drop

Best for: People who want rewards for everyday purchases

Drop is like the loyalty program of your dreams.

What makes it cool:

• Link your cards, pick five stores (like Starbucks, Walmart, Uber, etc.), and earn points automatically
• Bonus points for completing in-app offers, games, and surveys
• Redeem points for gift cards (Amazon, Netflix, DoorDash, and more)

If you’re going to grab coffee or groceries anyway, why not earn something for it?

9. Receipt Hog

Best for: Passive earners and receipt hoarders

Receipt Hog lets you earn points just by uploading your everyday receipts—pretty much like Fetch, but with a cute pig mascot.

Why people love it:

• Get coins for scanning ANY receipt (retail, grocery, gas, you name it)
• Bonus spins and sweepstakes entries
• Rewards are slower, but steady and easy

Note: You won’t get rich fast with this one, but it’s great for low-effort earners who don’t want to overthink it.

10. MyPoints

Best for: Online shopping + surveys = big rewards

MyPoints is part cashback app, part survey site, part rewards program—ideal if you like options.

Features include:

• Cash back at 2,000+ top stores
• Earn by watching videos, taking surveys, and reading emails
• Redeem points for PayPal cash or gift cards

This one’s perfect if you don’t mind spending a little extra time for some additional perks.

Bonus Tips to Maximize Your Cash Back Game

Now that you’ve got the apps, here’s how to squeeze every last dollar from them:

Stack Like a Pro

Use multiple apps together! For example:

• Buy groceries → scan receipt on Fetch, Ibotta, and Receipt Hog
• Online shop → activate Rakuten or TopCashback + coupon from RetailMeNot

Link Your Cards

Apps like Dosh, Upside, and Drop do the work for you when you link your credit or debit cards—easy and passive.

Don’t Forget to Cash Out

Set a reminder to redeem your earnings monthly so you don’t forget and let them sit unused.

Refer Friends

Many apps give you referral bonuses—some up to $10 or more per signup. Share the love and grow your savings.

Final Thoughts: Cash Back Is the Easiest Money You’ll Ever Make

Using cashback apps in 2025 isn’t just smart—it’s essential. Whether you’re saving for a vacation, paying off debt, or just trying to stretch your paycheck a bit further, these apps can quietly boost your budget every single day.

You don’t have to use all 10—just start with a few that fit your lifestyle, and see how fast the savings stack up. Trust me, future-you (and your bank account) will be grateful.

Here are 26 easy ways to make money from your phone.